Compliance
Get-Pulse.ai is committed to maintaining the highest standards of regulatory compliance in the financial services industry. Our AI-powered loan underwriting platform is designed to help financial institutions meet their compliance obligations while streamlining their operations.
OCompliance Overview
At Get-Pulse.ai, regulatory compliance is at the core of our AI-powered loan underwriting platform. We are committed to maintaining the highest standards of regulatory compliance while delivering innovative solutions for financial institutions.
Our Compliance Commitment
Our platform is designed to help financial institutions meet their regulatory obligations while streamlining loan processing workflows. We continuously monitor the regulatory landscape to ensure our technology aligns with the latest requirements and best practices.
Compliance by Design
Our platform is built with compliance considerations integrated from the ground up, ensuring that regulatory requirements are addressed throughout the entire loan processing workflow.
Ongoing Monitoring
We maintain dedicated compliance teams that continuously monitor regulatory changes across multiple jurisdictions to ensure our platform remains current with evolving requirements.
FFinancial Regulations Compliance
Our platform is designed to help financial institutions comply with a wide range of financial regulations governing lending practices, risk assessment, and fair treatment of consumers.
Fair Lending Compliance
Our AI algorithms are designed and tested to prevent discriminatory lending practices:
- Equal Credit Opportunity Act (ECOA) compliance
- Fair Housing Act compliance
- Regular bias testing and mitigation
- Transparent decision factors and explanations
- Automated fair lending compliance reporting
Anti-Money Laundering (AML)
Our platform includes features to assist with AML compliance:
- Know Your Customer (KYC) verification integration
- Suspicious activity detection
- Risk-based customer due diligence
- Screening against sanctions and watchlists
- Compliance with Bank Secrecy Act requirements
Regulatory Reporting
Our platform helps streamline regulatory reporting requirements:
- Home Mortgage Disclosure Act (HMDA) reporting
- Community Reinvestment Act (CRA) data collection
- Regulatory examination support
- Audit trails and documentation
Note: While our platform includes robust compliance features, financial institutions remain responsible for their overall regulatory compliance programs.
DData Protection Compliance
Protecting sensitive financial and personal data is paramount. Our platform is designed to help organizations meet data protection requirements across multiple jurisdictions.
GDPR Compliance
- Data minimization principles
- Purpose limitation safeguards
- Data subject access request (DSAR) support
- Right to be forgotten implementation
- Processing records maintenance
- Data protection impact assessment tools
CCPA/CPRA Compliance
- California consumer rights support
- Do Not Sell My Personal Information integration
- Data inventory and mapping tools
- Vendor assessment capabilities
- Consumer request management
- Compliance reporting features
Regional Data Protection Compliance
Our platform can be configured to address specific regional data protection requirements, including state-level privacy laws in the US, the Personal Information Protection and Electronic Documents Act (PIPEDA) in Canada, and other international data protection regulations.
IIndustry Standards & Certifications
We adhere to and maintain certifications for industry-recognized standards that demonstrate our commitment to security, privacy, and operational excellence.
SOC 2 Type II
Audited controls for security, availability, processing integrity, confidentiality, and privacy
ISO 27001
Comprehensive information security management system (ISMS) certification
AICPA CSA
Cloud Security Alliance security assessment framework for cloud services
Financial Industry Standards
RRisk Assessment & Management
Our comprehensive risk management framework helps identify, assess, and mitigate risks associated with AI-powered loan underwriting and processing.
AI Risk Assessment
We conduct rigorous risk assessments of our AI algorithms and models:
- Algorithm bias detection and mitigation
- Model explainability and transparency
- Validation against regulatory requirements
- Performance monitoring and drift detection
- Regular third-party audits and reviews
Vendor Management
Our platform includes tools to help with third-party risk management:
- Vendor due diligence documentation
- Service level agreement monitoring
- Compliance certification verification
- Ongoing performance assessment
Operational Risk
We implement controls to address operational risks:
- Business continuity planning
- Disaster recovery protocols
- Change management procedures
- Error detection and resolution systems
We provide comprehensive risk assessment documentation to help financial institutions meet their regulatory requirements for third-party risk management when using our platform.
CCompliance Monitoring & Reporting
Our platform includes robust monitoring and reporting capabilities to help financial institutions maintain ongoing compliance with applicable regulations.
Compliance Dashboards
- Real-time compliance status monitoring
- Key risk indicator tracking
- Regulatory deadline management
- Compliance task assignment and tracking
- Customizable reporting templates
Automated Reporting
- Scheduled compliance reports
- Regulatory filing assistance
- Audit trail documentation
- Exception reporting
- Board and executive-level reporting
Continuous Monitoring
Our platform employs continuous monitoring techniques to identify potential compliance issues in real-time:
RResponsible AI Guidelines
We adhere to strict responsible AI principles in the development and deployment of our AI-powered loan underwriting platform.
Our Responsible AI Framework
Transparency
Clear explanation of how AI models work and make decisions
Fairness
Identification and mitigation of bias in AI systems
Security
Protection against adversarial attacks and data poisoning
Privacy
Implementation of privacy-preserving techniques
Accountability
Clear governance structures for AI decisions
Performance
Regular evaluation of AI model accuracy and effectiveness
Our Responsible AI Ethics Committee reviews all AI models before deployment to ensure compliance with these principles. We also conduct regular ethical impact assessments throughout the AI lifecycle to identify and address potential concerns.
CContact Our Compliance Team
If you have questions about our compliance programs or need additional documentation for your regulatory requirements, please contact our dedicated compliance team.
Compliance Documentation Available Upon Request:
- SOC 2 Type II Report
- ISO 27001 Certification
- Penetration Test Results
- Algorithm Fairness Assessments
- Vendor Due Diligence Package