Terms of Service
These Terms of Service ("Terms") govern your access to and use of Get-Pulse.ai's website and AI-powered loan underwriting platform. Please read these Terms carefully before using our services.
AAcceptance of Terms
By accessing or using Get-Pulse.ai's website, platform, or services, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions, you must not access or use our services.
Please read these terms carefully before using our platform. By using our services, you acknowledge that you have read and understand our Terms of Service and Privacy Policy.
SService Description
Get-Pulse.ai offers an AI-powered loan underwriting platform designed to help financial institutions streamline their loan application processing. Our services include but are not limited to:
- AI-powered loan application analysis
- Risk assessment and scoring
- Document verification and validation
- Decision recommendations
- Integration with existing banking systems
- Compliance monitoring and reporting
- Analytics and performance dashboards
- Technical support and consultations
We reserve the right to modify, suspend, or discontinue any part of our services at any time with or without notice.
RUser Registration and Accounts
To access certain features of our platform, you may need to register for an account. When you register, you agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Keep your password secure and confidential
- Be responsible for all activities that occur under your account
- Notify us immediately of any unauthorized use of your account
Account Eligibility
Our services are intended solely for use by financial institutions and professionals. Individual consumers may not register for accounts. We reserve the right to terminate accounts that do not meet our eligibility requirements.
PPayment Terms
Subscription fees for our services are billed in advance on a monthly or annual basis. Payment is due upon receipt of invoice. We accept payment via credit card, ACH transfer, or wire transfer.
Subscription Tiers
Starter
Up to 100 loan applications/month
Professional
Up to 500 loan applications/month
Enterprise
Custom volume pricing
All fees are exclusive of taxes. You are responsible for paying all taxes associated with your use of our services. We reserve the right to change our pricing with 30 days' notice.
IIntellectual Property
All content, features, and functionality of our platform, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are owned by Get-Pulse.ai, our licensors, or other providers of such material.
Restrictions
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our proprietary material without our express written consent.
Your Data
By submitting data to our platform, you grant us a non-exclusive, worldwide, royalty-free license to use, process, and store such data solely for the purpose of providing our services to you.
DDisclaimers and Limitations
No Warranty
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that our services will be uninterrupted or error-free, that defects will be corrected, or that our platform or the servers that make it available are free of viruses or other harmful components.
Decision Support Tool
Our AI-powered platform is designed to assist in loan underwriting decisions, not replace human judgment. Financial institutions using our platform remain solely responsible for their lending decisions and ensuring compliance with applicable laws and regulations.
Limitation of Liability
IN NO EVENT SHALL GET-PULSE.AI, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING OUT OF YOUR USE OF OUR SERVICES.
IIndemnification
You agree to indemnify, defend, and hold harmless Get-Pulse.ai, its affiliates, officers, directors, employees, consultants, agents, and representatives from any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees) arising from or relating to: (a) your use of our services; (b) any violation of these Terms by you; (c) your violation of any rights of any third party; or (d) your violation of any applicable laws, rules, or regulations.
TTerm and Termination
These Terms remain in full force and effect while you use our services. We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Effects of Termination
- Loss of access to our platform and services
- Discontinuation of subscription billing
- Removal of your account information
- Export of your data upon request (subject to our Privacy Policy)
CRegulatory Compliance
Our platform is designed with regulatory compliance considerations in mind. However, users are solely responsible for ensuring their use of our services complies with all applicable laws and regulations, including but not limited to:
Financial Regulations
- Fair lending laws
- Anti-money laundering requirements
- Banking secrecy provisions
- Credit reporting regulations
Privacy & Data Protection
- GDPR (EU)
- CCPA/CPRA (California)
- Other applicable data protection laws
- Industry-specific privacy requirements
GGeneral Provisions
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
Dispute Resolution
Any dispute arising from these Terms shall be resolved through binding arbitration in San Francisco, California, conducted by the American Arbitration Association.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect.
Assignment
You may not assign or transfer these Terms without our prior written consent, but we may assign or transfer these Terms without restriction.
CChanges to Terms
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of our services after any such changes constitutes your acceptance of the new Terms.
CContact Us
If you have any questions about these Terms of Service, please contact us at: